Damian Qualter asked:




Land is a tangible investment – you can see what you are getting – but in addition you have the chance to enjoy it for its own sake, with the potential for considerable returns. Land as real estate investment property has risen in value by nearly 30% in the last 12 months and is up by 130% since the early 1990s.

Land compares favourably as an investment when compared with high risk stock market picks, making it an excellent real estate investment property opportunity.

Land which can be bought affordably can be turned into a real money-spinner if you get the right permissions subsequently. As an example, a plot of land in the South East, bought for £15,000, could gain planning permission for a four bedroom detached house. A builder could buy this land for £200,000 to sell a £600,000 house. This represents an excellent real estate investment property investment.

Land has some great advantages:

1. There is a finite amount of land

2. Land can increase in value in two ways

* By increasing property values, as demand outstrips supply

* By gaining planning permissions

3. There are strong possibilities of exceptional short to medium term returns

4. Any nationality can buy UK land

Recent government activity with regard to housing has made this a good time to own land. The government wants more green belt land to be built upon to increase the house-building programme over the next ten years. As other investment markets are feeling the squeeze, it is inevitable that land prices will continue to rise in the coming years. Real estate investment property such as land will shoot up in value.

The price of land has gone up by a multiple of eight in the last 20 years, with the most expensive land to be found in London and the South East. Prices here have been forced up by a shortage of residential land and an increased need for more housing.

In the medium to long term land can be a good investment, but you can make really big money if you buy land without planning permission and subsequently get permissions for that land.

So far, since it came to power, this Labour Government has approved 162 different schemes of development of green belt land. Still the shortage of housing continues to increase, with the shortfall predicted to be one million homes by 2022, unless there is a dramatic pick up in development. There is also a shortage of land suitable for development. A recent report said that an additional 70,000 to 120,000 houses per year would have to be built to keep pace with demands. 

These facts make land an attractive investment, and prices for land are expected to keep rising as demand for new housing continues to increase.

The largest gains can be made when buying land without planning permission, as the land can be purchased at relatively low cost and if the land is later granted planning permission large profits can be made.

There are obviously some things to look out for when buying land and such things as access rights, road infrastructure and many other things need to be checked out.

Land as real estate investment property has the potential to make big money if you do you homework, and it is also recommended that you use a solicitor when investing in land, to ensure that everything is in order.

Interested in investing in buying property? Look for great opportunities at http://www.buyproperty4less.com/

 

high profile realty asked:




To finance you’re your home you will probably have a loan and mortgage. A mortgage is a transfer of an interest in land from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed. In other words, the mortgage is a security for the loan that the lender makes to the borrower. Before you make any loan there will be a rigorous check of your financial capabilities.

The first thing you have to do when you want to buy a house is have a financial check up. Figure out how much you can afford to spend on both a down payment and monthly mortgage payments. Determining how much home you can afford means figuring out what size mortgage a lender will qualify you for. To calculate this number, lenders consider your income, your credit rating, the size of the down payment The length of loan, the amount of your outstanding debts, the interest rate for your mortgage and the likelihood that you won’t be able to pay back your loan.

The terms of your mortgage will probably be the biggest determinant of the size of your monthly payment, so you’ll want to shop around. The main points to resolve are figuring out what kind of loan you want, who you want to provide it, and for how long you want it. According to HighProfileRealty.com today’s homebuyer has more financing options than have ever been available before. From traditional mortgages to adjustable-rate and hybrid loans, there are financing packages designed to meet the needs of virtually anyone.

To further familiarize yourself with the types of loans for your home financing HighProfileRealty.com has provided us some information. Most loans fall into three major categories: fixed-rate, adjustable-rate, and hybrid loans that combine features of both.

Fixed-rate mortgages- carry the same interest rate for the life of the loan. According to HighProfileRealty.com fixed-rate mortgages have been the most popular choice among homeowners, because the fixed monthly payment is easy to plan and budget for, and can help protect against inflation. The most common fixed rate mortgages come in 15 or 30 year terms.

Adjustable-rate mortgages- According to HighProfileRealty.com Adjustable-rate mortgages differ from fixed-rate mortgages in that the interest rate and monthly payment can change over the life of the loan. This is because the interest rate for an ARM is tied to an index (such as Treasury Securities) that may rise or fall over time.

Another type of loan is the Hybrid loans. Hybrid loans combine features of both fixed-rate and adjustable-rate mortgages. Typically, a hybrid loan may start with a fixed-rate for a certain length of time, and then later convert to an adjustable-rate mortgage. As mentioned in HighProfileRealty.com you be sure to check with your lender and find out how much the rate may increase after the conversion, as some hybrid loans do not have interest rate caps for the first adjustment period.

There are so many financial help options to choose from when buying a house but the most important thing that you have to keep in mind is buy only what you can really afford because no matter what financial aid you might avail if in the long run you won’t be able to sustain it then you’ll end up loosing more.

Bob Corcoran asked:




Picture in your mind a bucket—but not an ordinary bucket. Think of this bucket as one you must keep full—full of leads so that your real estate business doesn’t dry up.

The good news: directly above this bucket are 10 faucets. We can call them “lead faucets.” The bad news: many Realtors don’t use them.

That’s unfortunate, because each lead faucet has powerful potential. And just a little tinkering can mean a steady gush of leads that will keep your bucket filled to the brim.

Let’s look at these 10 ‘faucets’ and how to create a fire hose-strength flow.

1. Past clients—Vital because their referrals come with an implied endorsement of your services. Put past clients into two categories: A – Those who’ve given you referrals, and B – Those who haven’t given you referrals. Set a reminder system to stay in touch with each regularly with cards, calls, small gifts, etc.

2. Internet—A must if you plan to stay in business. Put your focus on responding to the site visitors. Can you respond in 15 minutes? If not, fix it so you can.

3. Interactive Voice Response (IVR)—The hotline numbers buyers can call to learn about properties. Again, ignore technology at your peril. (Incidentally, I have a client who landed 11,298 calls from his hotline number in 2005. His secret? An irresistible call to action.)

4. Sphere of Influence (SOI)—The more you think about your SOI (basically your family, friends and acquaintances) the larger it gets. That “acquaintances” category, for example, should include everyone you’ve met. Think how you interact with those you meet casually—develop the effective 10-second “elevator” speech for them.

5. Signs—Revisit your signs. How can you make them more effective with more eye-catching color and contrast? Do they include an IVR hotline number?

6. Direct mail—It can be expensive, so find out what’s already being sent in the area you’re considering. The two keys here are differentiation—will your mailer stand out and will the offer and the call to action actually produce desired results?

7. Broadcast radio and TV ads—Yes, some may be too expensive. But don’t rule it out completely. Both radio and TV have massive reach and there are deals out there. The key is, if you do go with these mediums, use them regularly. Frequency beats reach—so don’t buy for just a one-shot deal.

8. Print ads—Give them a fresh and thorough inspection. What’s keeping them from really grabbing your target audience by the collar? Often, they lack contrast and that prevents them from being noticed in the first place. Don’t forget to add muscle to your call to action.

9. Prospecting—Absolutely essential. It’s one of just four real dollar-producing activities a Realtor can do. The trick is to schedule time everyday to do it—usually in the morning because it’s the most controllable time of the day.

10. Networking—Choose where you network carefully. There are literally thousands and thousands of groups out there. Be strategic by examining what potential business they bring to the table.